Coverage Highlights

  • Deductible credit for claim expenses settled within the deductible
  • Contingent property damage coverage
  • Coverage for claims involving pollution arising out of professional services
  • Free risk management hotline and free contract review services
  • Joint Venture coverage
  • Coverage for punitive damages up to $250,000
  • Third-party discrimination coverage
  • Duty to Defend policy
  • Choice of Defense Counsel (subject to approval)
  • Spousal liability coverage
  • Final adjudication wording
  • Personal injury coverage
  • Bi-lateral tail is included
  • No minimum earned premium
  • No policy fee